Expanding equitable and affordable college access to a high-quality degree in New Jersey is the GSG's driving force. Will this program help me if I was never eligible for state aid before?Ī. Third-year students are defined as having earned 60-89 total accumulated credits, and fourth-year students are defined as having earned 90-126 total accumulated credits, regardless of the institution(s) at which the qualifying credits were earned (i.e.: accepted transfer credits from another institution of higher education, Advanced Placement courses, dual-enrollment programs, etc.) How many credits must I earn to be considered a third- or fourth-year student?Ī. Students who satisfy all eligibility criteria may receive GSG up to the overall cap of four (4) semesters. For independent students, the AGI of the student and spouse, if applicable, is considered.Ī. The deadline* to apply for Academic year 2023-24 is April 15, 2023.įor dependent students, only parent(s')/guardian(s') AGIs are considered, not the student's income. You will automatically be considered for the GSG when you complete the Free Application for Federal Student Aid (FAFSA) or, if you qualify as a NJ Dreamer, the NJ Alternative Financial Aid Application. Students must be enrolled full time (at least 12 credits per semester) and must be working toward completing their first Bachelor's degree. GSG covers the cost of tuition and fees that are not already covered by federal and state financial aid or other scholarships. Students who have AGIs between $65,001 and $80,000 will pay a discounted net price of no more than $7,500 for tuition and fees. New Jersey residents who attend an in-state, public, four-year institution and have an annual adjusted gross income (AGI) between $0 and $65,000 will pay a net price of $0 for tuition and fees during their third and fourth years of study. This program further builds on Governor Phil Murphy's commitment to improving college affordability.
By reducing out-of-pocket costs for students and families, New Jersey is limiting the amount of debt that residents must borrow to attend an in-state, public college or university. The Garden State Guarantee (GSG) is New Jersey's promise to make a college degree more accessible and affordable. Garden State Guarantee (GSG) What is the Garden State Guarantee?
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